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| Courtesy:newvision.co.ug |
Dating someone does not yet have the same long-term outlook as being married or engaged, but it is a very big step.
When you are at a point where you start discussing bigger matters with the person you are dating, you are in
essence letting them know that you are thinking further down the road.
When you are at a point where you start discussing bigger matters with the person you are dating, you are in
essence letting them know that you are thinking further down the road.
People are very secretive about money. However, if you are thinking about spending forever with somebody and are interested in a transparent and meaningful relationship you need to open up and bring the issue to the fore.
It must be done with some care since one of you might think it's alright to bring that up just a few weeks or months into the relationship or the other person may find themselves looking for the sign that says "I need to get out of the Relationship"
Whether you agree on money or not, it's better to learn that now rather than later, Here are a few good tips to remember when the two of you talk about money.
1. The level of the relationship equals the level of money talk
Money is a heavy topic, so give yourself some time to get a better feel of how they view the small stuff, and gradually increase the depth and scope of the conversation topics to things like big purchases, lifestyle savings, and retirement.
2. Speak Generally at first
You can talk about how your family viewed money or you can even ask jokingly what they would do if they won a jackpot of 20 million. Once the subject is on the table and the two of you have had some fun with it, then maybe you can talk a little bit more about it in detail but seriously. Neither person should get too specific with their numbers until they are comfortable doing so. If the other person is pushing hard for information or wants a lot of your data step back a bit and think through the relationship.
3. Talk About long-term Money Goals
Don't just talk about spending. when you have a conversation going, get and give a sense of what both of you think about saving long term, investing, planning for retirement, and giving.
2. Speak Generally at first
You can talk about how your family viewed money or you can even ask jokingly what they would do if they won a jackpot of 20 million. Once the subject is on the table and the two of you have had some fun with it, then maybe you can talk a little bit more about it in detail but seriously. Neither person should get too specific with their numbers until they are comfortable doing so. If the other person is pushing hard for information or wants a lot of your data step back a bit and think through the relationship.
3. Talk About long-term Money Goals
Don't just talk about spending. when you have a conversation going, get and give a sense of what both of you think about saving long term, investing, planning for retirement, and giving.
4. Look For 'Orange Flags'
No two people are going to agree about everything and that goes double on matters related to money. We have spenders and savers, nerds, and free spirits. if you disagree with your boyfriend or girlfriend about some money topic then find a compromise. But if one or both of you refuses completely to badge on your stance, then that could change an orange flag to a red one. It might mean that the subject would be a point of contention within marriage, which is never good.
5. Level of Financial Stability
This is very crucial, especially for men. Are you as a man comfortable being in a relationship where your girlfriend earns double or even triple the money you earn? Does it affect your male ego? In a scenario where she has more financial knowledge can you trust her enough to accept financial advice from her? This could go a long way in ensuring that no one feels undermines or under pressure to compete with the other.
6. Building Honesty and Trust
The world is evolving daily and one of the sectors that are expanding is the banking industry. A person can have several bank accounts and mobile money banking accounts. Are the two of you comfortable sharing details of all the accounts including PIN numbers? Are both of you honest enough not to interfere with the accounts? Discuss if you can share an account.
It is alright if you and the other person don't see perfect eye to eye on money yet. You can talk about it and learn more about each other. Just remember this topic is key; so if there is a very big difference in your financial approaches, it could be a sign you aren't with the right person.
Here are Related Articles:
1. 5 Tips in Business That Won't Work in The Dating World
2.7 Simple Things to do to Live Happily with your Spouse
How did you bring up the topic of money with your significant other? Tell us in the comments.
No two people are going to agree about everything and that goes double on matters related to money. We have spenders and savers, nerds, and free spirits. if you disagree with your boyfriend or girlfriend about some money topic then find a compromise. But if one or both of you refuses completely to badge on your stance, then that could change an orange flag to a red one. It might mean that the subject would be a point of contention within marriage, which is never good.
5. Level of Financial Stability
This is very crucial, especially for men. Are you as a man comfortable being in a relationship where your girlfriend earns double or even triple the money you earn? Does it affect your male ego? In a scenario where she has more financial knowledge can you trust her enough to accept financial advice from her? This could go a long way in ensuring that no one feels undermines or under pressure to compete with the other.
6. Building Honesty and Trust
The world is evolving daily and one of the sectors that are expanding is the banking industry. A person can have several bank accounts and mobile money banking accounts. Are the two of you comfortable sharing details of all the accounts including PIN numbers? Are both of you honest enough not to interfere with the accounts? Discuss if you can share an account.
It is alright if you and the other person don't see perfect eye to eye on money yet. You can talk about it and learn more about each other. Just remember this topic is key; so if there is a very big difference in your financial approaches, it could be a sign you aren't with the right person.
Here are Related Articles:
1. 5 Tips in Business That Won't Work in The Dating World
2.7 Simple Things to do to Live Happily with your Spouse
How did you bring up the topic of money with your significant other? Tell us in the comments.
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